...and What to Bring With You To The Dealership
At Auto Deals Unlimited, our Buy Here Pay Here process is designed to be simple, transparent, and local. Because we offer in house financing, approval decisions are made directly at our dealership rather than through banks or outside lenders. This allows us to work with customers who have bad credit, no credit, or past financial challenges while focusing on realistic payment options.
Whether you are just getting started or ready to move forward, our process is built to save time and reduce uncertainty. From pre-qualification to vehicle selection and final approval, our team helps customers understand what is needed at each step so there are no surprises.
Step 1: Get Started
Begin by submitting a pre-qualification or credit application online, or visit Auto Deals Unlimited in person. Pre-qualification typically requires only basic contact and income information.Step 2: Review and Pre-Qualification
Our team reviews your information and confirms what is needed to move forward. Because we finance vehicles in house, we focus on affordability, income, and overall stability rather than credit score alone.Step 3: Choose Your Vehicle
Once pre-qualified, we help you select a used vehicle that fits your needs and your approved payment range. Our inventory typically includes cars, SUVs, and trucks, and availability changes regularly.Step 4: Final Approval and Drive
After final details are reviewed, we clearly explain payment terms and complete the process so you can drive away with confidence.How does Buy Here Pay Here work at Auto Deals Unlimited?
Auto Deals Unlimited provides financing directly instead of using a traditional bank. We review applications in house, set payment terms locally, and work directly with customers throughout the process.
What do I need to qualify for Buy Here Pay Here financing?
Requirements vary by situation, but customers are generally asked to provide a valid ID, proof of income, proof of residency, and current contact information.
Can I qualify with bad credit or no credit?
Yes. Our Buy Here Pay Here program is designed to help customers with bad credit, no credit, or past financial challenges by focusing on real-world factors rather than credit scores alone.
Do you require a credit check to get started?
Pre-qualification does not typically require a credit check. A more complete review may occur later in the process depending on the situation.
How long does the approval process usually take?
In many cases, the process can move quickly once required information is provided. Our goal is to keep everything clear and efficient.
Do I need to choose a vehicle before getting approved?
No. You can get pre-qualified first and then select a vehicle that fits within your approved payment range.
Where is Auto Deals Unlimited located and who do you serve?
Auto Deals Unlimited is located in Philadelphia, PA and serves customers from Philadelphia and surrounding communities.
How do payments work with in house financing?
Payments are handled directly through Auto Deals Unlimited. Available payment options will be explained clearly during the approval process.